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Despite Fed Tightening and Bank Collapses, It’s Still an Astoundingly Loose Financial Situation in La-La-Land

by Wolf Richter Wolf Street

After years of money printing and pandemic stimulus, it’s hard to wring all this liquidity out of the financial system?

Financial conditions and lending standards have become less loosey-goosey than they were during the free-money era when deposits paid 0% interest, and banks borrowed from their depositors for free. And “financial stress,” which spiked briefly during the SVB collapse, subsided again and returned to loosey-goosey, but just a little less loosey-goosey than during the free money era. It’s like the partying is over, but now they’re just relaxing in la-la-land, instead of suffering from a hangover.