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“Getting Cold Feet”: Rising Home Contract Cancellations Hits 10-Month High as Affordability Crisis Worsens

A new Redfin report Friday revealed the latest rumblings of a worsening housing affordability crisis. It showed the number of residential real estate deals that fell through in August surged to the highest level in a year. This is due to a combination of a 30-year fixed mortgage rate above 7% and rising home prices that has caused a ‘homebuyer stickier shock.’

In August, around 60,000 home-purchase contracts fell through nationwide, accounting for 15.7% of homes under contract that month. This is an increase from 14.3% the previous year and represents the largest percentage since October 2022, when the 30-year fixed mortgage rate first rose above 7% for the first time since the Dot Com bust.