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- My Kids Actually Thanked Me!
A couple of weeks ago I shared this letter I wrote to my kids, concerning silver, real money and what to do with the stack when they eventually inherit it.
For once I think they actually listened (honestly they often do) and wrote me this letter back.
Dad,
We didn’t grow up thinking about money the way you did. For us, money was always a number on a screen — something abstract that showed up when it was supposed to and disappeared just as easily.Gold and silver, to us, were never money. They were jewelry. They were gifts. They were things you wore, not things you relied on.
We didn’t know that coins once mattered. We didn’t know that silver wasn’t a “trade” or a speculation, but a kind of quiet insurance. We didn’t know that people once trusted metal more than institutions.
Reading your letter made us realize something uncomfortable: you were planning without panic — and we didn’t even realize there was anything to plan for. You weren’t trying to scare us. You weren’t predicting collapse. You were simply making sure that if systems failed, we wouldn’t.
We don’t promise we’ll get everything right. We probably won’t. Our world moves faster than yours did, and we’ve been trained to think that liquidity and convenience are the same thing as security. And we have zero memory or experience with real money.
But we understand this now: the silver isn’t about betting on the future. It’s about not being cornered by it. It’s about having something real when everything else turns into a unkept promise. It’s about patience in a world that rarely rewards it.
Thank you for taking the time to explain this while you could.
Thank you for not waiting until it was urgent.
That matters more than the metal.
Love,
Us
This one brought tears to my eyes, but it’s a reminder that when it comes to the future and your kids and their inheritance, don’t take anything for granted and never make any assumptions.